Legal
Terms of use.
Last updated: 17 April 2026
These Terms of Use (the “Terms”) govern your access to and use of the Lumi marketing website located at lumi.estate and of the associated waitlist (together, the “Site”). By using the Site or submitting the waitlist form, you agree to these Terms. If you do not agree, please do not use the Site.
1. The provider
The Site is operated by Nikita Titov, acting as a private individual and sole operator of the Lumi service (the “Provider”, “we”, “us”). Contact: hello@lumi.estate.
2. What the Site is
A marketing website and waitlist for Lumi, an AI calendar and CRM mobile application for real-estate agents. The mobile application itself is currently in development and not available. Nothing on the Site constitutes a binding offer to supply a product or service, a financial instrument, or professional (legal, tax, real-estate) advice.
3. The waitlist
- Joining the waitlist does not guarantee access to the closed beta or to the final product.
- We will do our best to invite subscribers in chronological order but may invite users out of order to balance feedback across market segments, countries and roles.
- You can leave the waitlist at any time by sending an e-mail to hello@lumi.estate with the subject “unsubscribe”.
- We may close or pause the waitlist at any time. If we do, we will notify subscribers in advance.
4. Acceptable use
When using the Site you agree not to:
- submit data you do not own or have no right to submit (including someone else’s e-mail address);
- abuse the waitlist endpoint (high-rate automated submissions, credential stuffing, fuzzing);
- scrape, mirror or frame the Site or attempt to reverse-engineer it;
- upload malware, attempt SQL-injection, XSS, or otherwise try to compromise the Site;
- use the Site for anything illegal under your local law or the law of the jurisdictions we operate in (Finland / EU).
We may rate-limit, restrict or terminate access for any user who appears to violate these rules.
5. Intellectual property
The “Lumi” name, logo, design system, copy and illustrations on the Site are protected by copyright and trademark law and remain the property of the Provider. You are granted a personal, non-exclusive, non-transferable licence to view the Site in your browser. Any other use (reproduction, publication, commercial use) requires our written permission.
If you send us feedback, ideas or suggestions (“Feedback”), you grant the Provider a non-exclusive, worldwide, royalty-free licence to use that Feedback without obligation to you.
6. Disclaimers
The Site is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the Site will be uninterrupted, secure or error-free.
Some jurisdictions do not allow the exclusion of certain warranties (e.g. Brazil’s CDC, Mexico’s LFPC, consumer-protection laws in the EU). Where such rules apply, the statutory warranties remain in force and the disclaimers above are limited accordingly.
7. Limitation of liability
To the maximum extent permitted by applicable law, the Provider’s aggregate liability arising from or related to your use of the Site is limited to EUR 50 or the amount you paid us in the 12 months preceding the event (whichever is greater). The Site is currently free of charge, so in practice this cap is EUR 50.
The Provider is not liable for indirect, incidental, special, consequential or punitive damages, nor for any loss of profits, revenues, data, business opportunity or goodwill, except where such limitation is prohibited by law (e.g. gross negligence, wilful misconduct, death or personal injury, consumer rights that cannot be waived).
8. Indemnity
You agree to indemnify and hold the Provider harmless from any claim, loss or expense arising out of your breach of these Terms or your unlawful use of the Site.
9. Privacy and cookies
Your personal data is processed as described in our Privacy Policy and our Cookie Policy, which are incorporated into these Terms by reference.
10. Changes to the Site and these Terms
We may modify the Site or these Terms from time to time. The updated version will be posted on this page with a new “Last updated” date. Material changes will be announced to waitlist subscribers by e-mail at least 15 days before taking effect. Continued use of the Site after the effective date constitutes acceptance of the new Terms.
11. Governing law & dispute resolution
These Terms are governed by the laws of Finland, excluding its conflict-of-laws rules and the UN Convention on Contracts for the International Sale of Goods. Any dispute arising out of or in connection with these Terms shall be submitted to the ordinary courts of Helsinki, Finland, without prejudice to any mandatory consumer-protection rules of your country of habitual residence.
If you are a consumer resident in the European Union, you also have the right to use the EU online dispute resolution platform at ec.europa.eu/consumers/odr.
If you are a consumer resident in Brazil, Mexico, Argentina, Chile or Colombia, the mandatory consumer-protection rules of your country apply in addition to these Terms, and you may bring proceedings before the competent courts of your place of residence.
12. Miscellaneous
- If any provision of these Terms is found unenforceable, the remaining provisions remain in force.
- Failure to enforce a provision does not waive the right to enforce it later.
- You may not assign these Terms without our written consent. We may assign them in connection with a restructuring or incorporation of the Lumi service, with notice to you.
13. Contact
Nikita Titov — hello@lumi.estate.